Contents: Johanna Niemi : Never too Small to Fail: Insolvency of Consumers as an International Concern - Nick Huls/Nadja Jungman: Regulation and Self-regulation in the Fight against Over-indebtedness in the Netherlands: A Socio-legal and Economic Analysis - Annina Persson: The New Swedish Debt Relief Act - Georg E. Kodek: Fourteen Years of Consumer Bankruptcy in Austria - Michelle Kelly-Louw: South African Homeowners Are Not Protected against Various Interest Rates Hikes - Souichiroun Kozuka: Punishing the Lender for Who's Sake? Impacts of the New Case Law and Follow-ups to the 2006 Reform of the Consumer Credit Regulation in Japan - Michael Knobloch: Unemployment and Over-indebtedness in Germany - Cláudia Abreu Lopes/ Catarina Frade/Fernanda Jesus: The Ultimate Victims of the Economic Crisis: A Portrait of Portuguese Overburdened Families - Eva Münster/Ulrike Zier/ Heiko Rüger/Stephan Letzel: Over-indebtedness, Health and Social Network - Stephanie Ben-Ishai/Saul Schwartz/Jeremy Barretto: The Role of Government as a Creditor of the Disadvantaged. ukryj opis