Part 1: The Financial Planning Process.-

Chapter 1: Understanding the Challenge: The Need to Begin.-

Chapter 2: Do You Need a Financial Planner?.-

Chapter 3: Elements of Personal Financial Planning and the Wealth Management Process.-

Part 2: Protecting Yourself, Your Family, and Your Property.-

Chapter 4: Insuring Yourself and Your Family.-

Chapter 5: Insuring Your Health and Long-term Care.-

Chapter 6: Insuring Your Earning Power.-

Chapter 7: Insuring Your Property.-

Chapter 8: Optimizing Your Employment Benefits.-

Part 3: Accumulating Wealth.-

Chapter 9: Investing in Financial Assets.-

Chapter 10: Investing in Real Assets.-

Chapter 11: Investing in Use Assets.-

Part 4: Defending Wealth.-

Chapter 12: Income Tax Planning and Management.-

Chapter 13: Transfer Tax Planning and Management.-

Chapter 14: Life Events that Endanger Wealth.-

Part 5: Distributing Wealth During Your Lifetime.-

Chapter 15: Planning for Your Child's Higher Education.-

Chapter 16: Planning for the Financial Aspects of Retirement.-

Chapter 17: Planning for the Lifestyle Needs of Retirement.-

Chapter 18: Planning for Other Lifetime Goals.-

Part 6: Distributing Wealth at Death.-

Chapter 19: Estate Planning.-

Chapter 20: Philanthropy.-

Part 7: Summarizing the Personal Financial Planning Process.-

Chapter 21: Reaping the Rewards.-

Appendix A: Sample Data-Gathering Form.-

Appendix B: Sample Budget.-

Appendix C: Power of Attorney.-

Appendix D: Declaration as to Medical or Surgical Treatment and Medical Durable Power of Attorney.-

Appendix E: Sample Personal Letter of Instruction.-

Glossary.-