Part 1: The Financial Planning Process.- Chapter 1: Understanding the Challenge: The Need to Begin.- Chapter 2: Do You Need a Financial Planner?.- Chapter 3: Elements of Personal Financial Planning and the Wealth Management Process.- Part 2: Protecting Yourself, Your Family, and Your Property.- Chapter 4: Insuring Yourself and Your Family.- Chapter 5: Insuring Your Health and Long-term Care.- Chapter 6: Insuring Your Earning Power.- Chapter 7: Insuring Your Property.- Chapter 8: Optimizing Your Employment Benefits.- Part 3: Accumulating Wealth.- Chapter 9: Investing in Financial Assets.- Chapter 10: Investing in Real Assets.- Chapter 11: Investing in Use Assets.- Part 4: Defending Wealth.- Chapter 12: Income Tax Planning and Management.- Chapter 13: Transfer Tax Planning and Management.- Chapter 14: Life Events that Endanger Wealth.- Part 5: Distributing Wealth During Your Lifetime.- Chapter 15: Planning for Your Child's Higher Education.- Chapter 16: Planning for the Financial Aspects of Retirement.- Chapter 17: Planning for the Lifestyle Needs of Retirement.- Chapter 18: Planning for Other Lifetime Goals.- Part 6: Distributing Wealth at Death.- Chapter 19: Estate Planning.- Chapter 20: Philanthropy.- Part 7: Summarizing the Personal Financial Planning Process.- Chapter 21: Reaping the Rewards.- Appendix A: Sample Data-Gathering Form.- Appendix B: Sample Budget.- Appendix C: Power of Attorney.- Appendix D: Declaration as to Medical or Surgical Treatment and Medical Durable Power of Attorney.- Appendix E: Sample Personal Letter of Instruction.- Glossary.- ukryj opis